The story

Keep it real

Ratigan Capital is Joshua (Josh) Ratigan's free education hub for trading and financial education, built in public. It shares the process honestly: the research, the rules, and the life behind them, including the ups and downs, addiction, and learning to stick to the plan.

Josh standing sincerely with a hand over his chest beside a pale winding path.

Mission

Help people learn financial basics and how to trade with a real process: risk management, written rules, and honest testing. Show the work so you can learn from it, including where it fails.

What it is not

Not a fund, not an advisor, and not a signal service. It does not manage money for anyone else. Everything here is education.

From the founder

I don't trade to be right.

I'm Josh Ratigan, founder and CEO of Ratigan Capital. My job isn't to be right about the market. It's to execute my process, an edge I'm still testing, and then report what actually happened, losses included.

Any single trade is just one outcome in a long series. One win doesn't prove the process and one loss doesn't break it; only a large, honest sample can tell me anything. So consistency, for me, doesn't come from calling direction. It comes from accepting the risk in full before I click, so that no single result can shake me off the plan.

I'm building my playbook one rule at a time, in public. Rule one is a single sentence about accepting risk on every trade: before I enter, I know where I'm wrong and exactly what it costs, and I accept that cost in full. It's the first honest thing I can show the people I'll teach.

The idea of thinking in a series of outcomes is inspired by Mark Douglas's Trading in the Zone. There is no proven edge or verified result here yet: the playbooks are untested, and results will only be published once they meet the evidence standard.

The fuller story, including the life behind it, will be told in Josh's own words.

Principles

Keep it real

The ups and the downs both get told. Losses, setbacks, and mistakes stay on the record next to the wins.

Stick to the plan

A written plan is only useful if it is followed on the hard days. Discipline is a skill, and it is practiced here in public.

Risk before return

Every trade is sized from its stop with a fixed risk, and that risk is accepted in full before entry. Survival comes first.

First principles

Explain why something works, not only what to do. If a rule cannot be explained, it does not go in a playbook.

Process over outcome

A good decision can lose money and a bad one can win. Each trade is one outcome in a series, so decisions are judged against the plan, not the latest result.

No hype

No guaranteed returns, no signals to copy, no "get rich" language. Financial freedom is something to learn toward, not something promised.

If any part of this story touches something you're dealing with, such as gambling or substance problems, please reach out to a qualified professional or a local support line. This site is not a substitute for that help.